Business account

The business account for everyone

We can have your account ready on the same day that you apply, with no credit checks to hold you up, so you can wave goodbye to long waits and get back to business.

How it works

Managing your Card One Money business account couldn’t be easier, receive funds, make payments and manage company cards simply and securely.

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Apply in a flash

Save yourself a branch visit by applying online. It’s takes no more than 10mins and comes with a one-off fee.

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Set up payments

Pay wages, suppliers and bills directly, or set up Direct Debits and standing orders so they’re automatically sorted.

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Cover expenses

Order up to four cards for your team to use on business expenses and add money directly from your account.

Plans to suit your needs

Business

For companies with an annual turnover of less than £2 million.

£12.50 / month

£55 one-off application fee

See pricing

Streamline your business finances

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Online and mobile account with 24/7 access
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Four additional cards for business use
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Instant payments in and out with faster payments
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Manage and pay bills, invoices, wages and more
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Pay in cash and cheques
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Manage Direct Debits and standing orders

Corporate

For companies with an annual turnover of £2 million or more.

Custom pricing

No application fee

See pricing

Everything business has to offer, plus...

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Prepaid cards that can pull from your balance
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Your own dedicated account manager
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Send payments in bulk
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Set up multi-level approvals for payments
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Open banking API integration
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Multi-account view for all your brands

Get back to what matters

Save time managing your cashflow by staying on top of incoming and outgoing payments through one account, so you can get back to growing your business.

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Money management, around the clock

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Manage your finances when it suits your schedule, 24/7. Make payments through your online account or mobile app, where you can also instantly check your balance.

Convenience and control

Prepaid business cards come with the convenience of debit cards, whilst only encouraging you to spend what is loaded, helping you to stay on top of budgets.

Empower team spending

Order cards for up to four other people within your business and assign different levels of access based on their roles and responsibilities.

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Business payments, sorted

We can provide instant domestic payments as well as international payments in a range of currencies, so you can pay staff, partners and suppliers, wherever they are.

Your account,
your way

Get text alerts everytime you receive payments and when you’ve paid your bills. Pay cash into your account at any Post Office, and cheques at any Barclays branch.

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Export statements

Tie all your business spending together by using Card One Money data alongside your existing accounting software.

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If you're a small business owner like me this is the closest you'll get in terms of classic service to a High Street bank in my opinion... I've tried Tide, Soldo, Anna and others over recent years. Card One is by far the most professional provider I have encountered. Highly recommended.
I was given clear concise information and advice regarding the business account - I am a fledgling company and this is all very new to me but I felt comfortable and confident with the professional support I was given.
I had an amazing experience with opening my business account, extremely friendly, professional and helpful. I fully recommend the department of business, I already have a personal account for the last 3 years with Card One Money and I can only tell you that I never had an incident and their security system is amazing.

Opening your business account

Getting started with Card One Money couldn't be easier. All we need to do is verify your identity and residency, with no need for any credit checks. From there, it’s a piece of cake.

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Apply in minutes

Complete our online form and pay the £55 application fee. Most accounts are then opened within 3hrs.

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Payment-ready

After identity approval, we’ll send you your account number and sort code, so you can start making payments.

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To you in a flash

Your company card will arrive within five working days. Your password will arrive in the post separately.

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Ready to spend

Make a Chip & PIN transaction to enable contactless then start using it for business spending.

For companies with an annual turnover of £2million or more, try the Card One Money Corporate Account.

There's only one thing left to do

UK-based customer support

If you have any questions regarding your application or need some more information, don't hesitate to contact our friendly, UK-based team.

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Need to know more?

Can I apply online?

Yes, you can. Simply complete our online application form. If you have any problems or need some help, please get in touch on 01244 572 300 and one of our advisors will guide you through the process.

Is my money protected by the FSCS?

Card One Money is a trading style of Spectrum Payment Services Limited who are an FCA Authorised Payment Institution. This means we are not covered by the Financial Services Compensation Scheme. Instead, we have segregated your funds in a safeguarding account with our chosen banking providers (Barclays Bank PLC, National Westminster Bank plc or the Bank of England).

Can I get my revenue paid directly into my account?

Yes, you can. It couldn't be simpler. We should be able to let you know your account number within 3 working days of receiving your application. Just put your details into your invoice to have payments made directly into your account.

More FAQs