Pricing

One price for all pockets

£12.50 / month

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No credit checks
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Prepaid debit Mastercard
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3.5% cashback rewards
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Free next day payments
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No account opening fee
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Account number and sort code

Fair with fees

We don’t want you to be stung by any hidden or unfair fees further down the line, which is why we’re transaparent about the fixed, low fees that come with a Card One Money account.

Account

Opening fee
Free
Monthly fee
£12.50 / month

Cards

First card
Free
Additional card
£5.00 / month
Replacement card
£3.95
Transfer funds back from
card to account
£5.00 / transaction
Foreign currency
transactions
2.75% of the transaction value / purchase transaction
Maximum card balance
£5,000.00

ATM withdrawals

UK
£1.50
Outside the UK
£3.00 + 2.75% of the transaction value
Cash advance
£5.00

Payments

Online payments
Over the phone
Next day
Free
£3.50
Same day
£7.50
£10.00

Closure

Cancellation or redemption
£10.00 to redeem any balance on
card after closure
Had a Card Money account for years - simple and you know exactly where you are with text messages detailing direct debits and such.

Excellent service. And the £12.50 a month - cheap at the price, I'd say.‍
Helped me a lot when I couldn't get a bank I decided to go with these and so far brilliant experience yes they charge £12.50 a month but never had money go missing or anything like that if you need an account and don't have photo ID go with these.
Helpful customer service agents it's well worth £12.50 a month.
I got a amazing service and was very pleased with Card one money. They dealt with my issue promptly and with respect of my situation and waiver the fee for 4 weeks equally to help. I now have a new card coming equally and will be using them again now.

The Card One Money account

By combining the latest payment technology with dedicated, human support, our current account provides a modern alternative to the traditional bank account.

Financial
freedom

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We don’t run any credit checks before opening your account.
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You can apply regardless of your employment status.
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You get your own account number and sort code.
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Pay money in to your account by cash and cheques.

Tailored
to you

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Keep your account secure with Two-Factor Authentication.
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Manage your money online wherever you are, 24hrs a day.
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Set up text alerts and receive push notifications.
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Switch your existing account and payments over in 7 days.

Prepaid
Mastercard

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A card for your everyday spending needs.
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Earn up to 3.5% cashback at selected retailers.
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Take cash out at UK ATMs with our fixed, low withdrawal fees.
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Load your card on the go through our mobile app.

Money
management

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Set up and manage direct debits and standing orders.
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Prioritise your Direct Debits so important bills get paid first.
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Get your salaries and benefits paid straight into your account.
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One account to keep track of all your spending.

There's only one thing left to do

Need a hand?

If you have any questions regarding your application or need some more information, don't hesitate to contact our friendly, UK-based team.

Travel money illustration

Frequently asked questions

Why am I charged a transaction fee for purchases outside of the UK?

Transactions fees are charged for converting your money into a foreign currency. We charge 2.75% of the transaction amount when you use your prepaid card to make a transaction in a currency other than British pounds. For currency exchange fees (daily and historical) please visit the Mastercard website.

Do you pay interest?

No, we are unable to pay interest on any funds credited to us.

How do I deposit cash or cheques?

You can only deposit cheques using the bank giro forms provided by us. Simply give us a call to order the forms which you can then deposit at any Barclays branch. We do not accept cheques payable to a third party and endorsed in your favour.

To deposit cash, simply use the barcode on your online account or app, take your cash and your barcode to any Post Office branch and pay your money in over the counter. You can find your barcode when you log in online or within your app. Cash paid into your account via Post Office branches will be credited to your billing account within 2 working days.

Please see our terms & conditions for details on cheque clearing rules and cash-related charges.

More FAQs